TBC Bank Group PLC, headquartered in the UK, is the parent company of JSC TBC Bank and its subsidiaries, making it the largest banking group in Georgia. The company provides a wide range of financial services, including retail, corporate, and investment banking, as well as insurance and asset management. TBC Bank serves a diverse client base, ranging from individual customers to large corporations, and operates primarily in the Georgian market. The business model focuses on leveraging digital ecosystems to enhance customer experience and operational efficiency. Revenue is generated through interest income from loans, fees from banking services, and commissions from insurance and asset management products. TBC Bank is committed to sustainability and considers its highly skilled workforce of over 7,000 employees as a key asset. The company has demonstrated strong financial performance, with notable metrics such as a return on equity of 19.5% and a net profit of GEL 126.2 million in Q2 2020.

Keywords: banking, Georgia, digital ecosystems, financial services, retail banking, corporate banking, investment banking, insurance, asset management, sustainability.