Pave.dev is a fintech startup that provides a real-time view of user affordability through its User Cashflow Dashboard. This innovative tool offers a detailed glimpse into users' finances, including income, which is particularly useful for risk teams in financial institutions. These teams use Pave's services to identify creditworthy borrowers, optimize credit limits, and improve collections outcomes.

The company operates in the financial services market, specifically targeting risk teams within financial institutions. Its unique selling point is its AI-powered Attributes and Scores, which are built on a diverse data network across millions of Americans. This allows for accurate predictions and the generation of hundreds of predictive attributes in seconds.

Pave's business model is based on providing its Cashflow API, Attributes, and Scores to risk teams. These tools help accelerate model development from months to days, supercharging backend and data engineering teams by enabling near-real-time analytics and predictions without constant maintenance.

In terms of revenue generation, it's likely that Pave operates on a subscription or usage-based model, charging clients for access to its dashboard, API, and other services.

In summary, Pave.dev is a fintech startup that leverages AI and a diverse data network to provide real-time financial insights, helping financial institutions make more informed risk decisions.

Keywords: Fintech, Real-Time Analytics, User Cashflow Dashboard, Risk Management, Credit Assessment, AI-Powered Predictions, Financial Institutions, Model Development, Data Engineering, Subscription-Based Revenue.