Hearth is a financial technology company that specializes in providing financing solutions and payment tools for home improvement contractors. Operating in the home improvement market, Hearth serves contractors who need to offer financing options to their clients, helping them close more deals and grow their businesses. The company offers a platform that allows contractors to present financing options, including 0% APR credit cards, to their customers, making it easier for homeowners to afford large projects. Hearth's business model revolves around facilitating loans and payment processing, earning revenue through transaction fees and partnerships with financial institutions. The platform also includes features for virtual payment collections, helping contractors get paid faster and more efficiently. By addressing common financial hurdles in the home improvement industry, Hearth aims to streamline operations for contractors and enhance customer satisfaction.

Keywords: financing solutions, payment tools, home improvement, contractors, 0% APR, virtual payments, transaction fees, financial technology, loan facilitation, customer satisfaction.