GreenSky
Financials
Estimates*
| USD | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
|---|---|---|---|---|---|---|---|
| Revenues | 326m | 415m | 530m | 526m | 538m | 596m | 676m |
| % growth | - | 27 % | 28 % | (1 %) | 2 % | 11 % | 13 % |
| EBITDA | - | 172m | 164m | 106m | 174m | 190m | 219m |
| % EBITDA margin | - | 41 % | 31 % | 20 % | 32 % | 32 % | 32 % |
| Profit | - | 128m | 96.0m | 28.0m | 105m | 98.0m | 114m |
| % profit margin | - | 31 % | 18 % | 5 % | 20 % | 16 % | 17 % |
| EV / revenue | - | 1.1x | 1.4x | 0.6x | 1.6x | 1.3x | - |
| EV / EBITDA | - | 2.8x | 4.6x | 3.1x | 5.0x | 4.1x | - |
| Date | Investors | Amount | Round |
|---|---|---|---|
| - | N/A | - | |
$350m Valuation: $1.8b | Early VC | ||
| N/A | $10.0m | Early VC | |
$50.0m Valuation: $3.6b | Early VC | ||
$200m Valuation: $4.5b 13.8x EV/LTM Revenues | Late VC | ||
* | N/A | $874m Valuation: $4.4b 13.3x EV/LTM Revenues | IPO |
$2.2b Valuation: $2.2b 4.2x EV/LTM Revenues 20.8x EV/LTM EBITDA | Buyout | ||
* | N/A | Buyout | |
| Total Funding | $610m | ||
Recent News about GreenSky
EditGreenSky is a financial technology company that provides fast and easy online loans to consumers for home improvement, healthcare, and retail purchases. The company operates in the consumer finance market, offering its services through a network of approximately 16,000 active merchants. These merchants leverage GreenSky's platform to offer financing options to their customers, thereby driving sales and customer satisfaction. GreenSky's business model involves partnering with banks to fund the loans, while it earns revenue through transaction fees from merchants and interest income from consumers. The company aims to make large purchases more accessible to consumers by providing quick and convenient financing solutions.
Keywords: consumer finance, online loans, home improvement, healthcare financing, retail financing, merchant network, transaction fees, interest income, financial technology, accessible financing.